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Saturday, December 12, 2009

Thursday, November 19, 2009

>>>>>>>>>isbir...................


~ujian itu kn selalu tiba mengunjungi kita~
~tnpa diduga,tnpa diminta,tnpa kta sdari~
......huhu.....
ujian kn dtg dlm apa jua bntuk dn keadaan...mahupun dlm bntuk ksenangan dn kesukaran yg kta hadapi......tp kte slalu x bsyukur dgn pe yg kte ade....sntiase mcari yg blum pasti kte dpt....alpa dgn nikmatNYA.......bila kte diduga dgn kesukaran....brulah sedar dr tido yg lena.......kdg kala kte x ske ape yg tlh blaku dn pe yg kte dpt.....ttp Allah lebih mengetahui ape yg tbaik utk kite......sesuatu yg berlaku itu pasti ade hikmahnye..............every cloud has a silver lining..........jd bersyukur la slalu dgn RahmatNYA.............bersabarlah dlm mhadapi sgala ujian dn cabaran drpdNYA....
.....INSYAALLAH.....


Tuesday, November 17, 2009

alhamdulillah.....

~~~~~~alhamdulilah da abis xam~~~~~
............selamat bercuti kpd yg bercuti..........

Friday, October 23, 2009

Examination MOOD~~~~~

study week~~~~~~~~

time 4 study~~~~~~~~~


Do the BEST!!!!!


ALL THE BEST TO ALL MY FRIENDS!!!!!!!

Chaiyyokkk!!!!

NST Online b 2010 BUDGET HIGHLIGHTS

2010 BUDGET HIGHLIGHTS

2009/10/23

KUALA LUMPUR, Fri: Following are the highlights of the 2010 Budget, themed "1Malaysia, Together We Prosper":

1. An allocation of RM191.5 billion, consisting of RM138.3 billion or 72.2 per cent (operating expenditure) and RM53.2 billion or 27.8 per cent (development expenditure).

2. Special payment of RM500 in December 2009 to civil servants from Grade 41 to Grade 54 or its equivalent as well as those on mandatory retirement.

3. Enhancement of tax incentives for healthcare service providers who offer services to foreign health tourists. Income tax exemption of 50 per cent on the value of increased exports will be increased to 100 per cent.


4. Individual taxpayers will be given tax relief on broadband subscription fee up to RM500 a year from 2010 to 2012.

5. Civil servants are eligible to apply for computer loans once in every three years as compared to once in every five years now.

6. Subsidies, incentives and assistance amounting to almost RM2 billion to safeguard the interest of farmers and fishermen.

7. An allocation of RM9 billion to finance infrastructure projects, including construction of roads and bridges, water supply, sewerage services, rail facilities, ports and sea services as well as airport projects.

8. An additional allocation of RM20 million for small-scale Malaysian-Indian entrepreneurs under the Tabung Kumpulan Usaha Niaga (Tekun), on top of the existing RM15-million allocation.

9. Establishing a RM200-million Creative Industry Fund to finance activities, such as film and drama productions, music, animation, advertisements and local content development. Establishing "Tabung Kebajikan Penggiat Seni" to ensure the welfare of artistes.

10. An allocation of RM20 million for 20 schools to be identified as High Performance Schools (SBT) in 2010.

11. Awarding national scholarships to 30 "creme de la creme" students strictly based on merit. These scholarship recipients will further their education in world-renowned universities.

12. Converting the National Higher Education Fund Corporation (PTPTN) loans to scholarships for students who graduate with first class honours degrees or equivalent beginning 2010.


13. Providing a 50 per cent discount on fares for long-distance services of Keretapi Tanah Melayu Berhad (KTMB) to students aged 13 and above beginning Jan 1, 2010.

14. Offering a netbook package, including free broadband service, to 100,000 local university students for a start for RM50 per month for two years, effective Jan 1, 2010.

15. An allocation of RM100 million for the PERMATA Programme to implement various programmes which emphasise early childcare and education in an integrated and organised manner.

16. Micro insurance and Takaful coverage for small-scale businessmen which will benefit from coverage ranging from RM10,000 to RM20,000 with premium as low as RM20 per month.

17. Establishment of 14 Special Corruption Sessions Courts and four Special Corruption Appeal High Courts.

18. Imposing RM50 service tax on each principal credit card and charge card, including those issued free of charge, and a service tax of RM25 a year on each supplementary card effective Jan 1, 2010.

19. All ministries and government departments are required to provide day care and education centres for children. For this, an allocation of RNM200,000 will be made available for every ministry and government department to establish day care centres.

20. Reduction of the maximum individual income tax rate from 27 percent to 26 percent, effective from the year of assessment 2010.

21. Personal relief for individual tax payers to increase from RM8,000 to RM9,000 effective from the year of assessment 2010. This means that each individual tax payer will enjoy an increase of RM1,000 in disposable income.

22. About 50,000 hardcore poor households registered with eKasih and 4,000 Orang Asli households will be given assistance to achieve the target of zero hardcore poverty in 2010. An allocation of RM41 million will be provided to improve the income and quality of life of the Orang Asli community.

23. An allocation of RM48 million to implement urban poverty eradication programmes, including welfare assistance and house rental payments. The Ministry of Federal Territories shall now be known as the Ministry of Federal Territories and Urban Wellbeing.

24. The National Housing Department to provide 74,000 low-cost houses to be rented in 2010.

25. EPF to launch a scheme that enables contributors to utilise current and future savings in Account 2 to enable them to obtain higher financing to buy higher value or additional houses.

26. An allocation of RM224 million to the disabled for the implementation of the Rehabilitation In The Community Programme and an allocation of RM174 million for senior citizens, including assistance as well as the construction and upgrading of two Rumah Seri Kenangan.

27. Increasing the allowance rate from RM50 to RM150 a month for every disabled child enrolled in NGO-organised special schools effective Jan 1, 2010.

28. Establishment of 1Malaysia Retirement Scheme for the self-employed, such as taxi drivers, hawkers, farmers and fishermen, to be administered by the EPF.

29. Effective immediately, employees' EPF contribution will revert to 11 per cent on a voluntary basis.

30. Construction of 510 km of rural roads and 316 km of village roads with an allocation of RM857 million, including roads to be constructed in Kapit, Lawas and Simunjan in Sarawak as well as Kinabatangan, Kota Belud and Keningau in Sabah. -- BERNAMA

Saturday, October 17, 2009

choCOlate is good for health!!!






The cocoa in chocolates is an excellent source of catechins, which are polyphenols of the flavanol group. These are known to defend us against heart disease and cancer, among several other ailments.

Eating chocolate reduces the risk of cancer and heart disease and also helps prevent migraine headaches.

Endrophins are released in the brain once we consume chocolates, which not only give you a ‘happy high’, but also act as pain-relievers and reduce stress.

The serotonin present in chocolates acts as an anti-depressant, which cheers you up. If you’re trying to put on weight, chocolates are known to boost your appetite.

Having a small quantity of dark chocolate daily is good for your heart — it reduces blood pressure in people who suffer from high blood pressure and also lowers cholesterol by up to 10 per cent.

Dark chocolate is known to have more antioxidants than white or milk chocolate since it has 65 per cent or more cocoa content.

Avoid chocolates that have nougat, caramel or other similar fillings since they just contain extra sugar and fat. Instead, go in for chocolate that has nuts.



DoN't WOrry to eat chOCOlates!!!!

Tuesday, September 22, 2009

syawal~~~~~~~~



1st syawal.......
kami bgambar b'same2......
hihi....

Friday, September 18, 2009

..........salam aidilfitri............


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Selamat Hari Raya Maaf Zahir Batin

buat semua

Kemaafan dipinta dr hati ke hati.......

kasih dn syg tersemat di kalbu nurani.......

walau jauh tetap dekat di hati .....

salam aidilfitri drpd kami seisi keluarga buat yg mengenali kami di sini........


~~~~~kami da raye dulu~~~~~~hehe....

( gambo raye diambil sbllom raye, slps 1 migu bpose, sblom kak supi fly to Ireland to study abroad..........)



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kenangan di jambatan Banting......




(Kami duduk di tepi jambatan........huhu..... menanti dgn penuh kesabaran)

kami sdg menunggu kereta kami yg rosak utk ditarik..........
hoho......
di kala panas terik.....

kasihan m'ka....


(kereta yg rosak.....sbenarnye bru lps accident...beberape migu lepas)

keta ni bru kuar bengkel........

tp msuk bengkel blek.......
keta dh tua.......




Saturday, August 22, 2009

ha?accident?

accident di jln putrajaya-dengkil......huhuhu........sgt mengejutkan......abah yg drive.....swaktu pulang dr hospital(HUKL) bwk nenek lijah.........dlm pejalan pulag.......tlangagr blakang kete HILUX.........
Mule2 abah tepon suoh mak dtg ke pusat kesihatn dengkil.....katenye nenek de accident skit......
tp jgn bwk bdak2 dtg sorg......
so tugu ngan adik kt umah..........wktu tu sy blek, de kt umah.....tekejut......
mak sampi2 je.....nmpk abah ngan nenek nek ambulance......

tapi alhamdulilah sumenye ok.....alhamdulilah.....
abah sihat x cedera pe2......cme nenek jari tgn kanan retak.......
kesian nenek......
servant nenk sakit2 blakang ....skit2 je.......
huhu.......
(kpd pemandu2 di luar sne memandu lh dgn penuh b'hati2.....)

salam ramadhan~~~~~~~~~


selamat menyambut Ramadhan al-karim.....

moga ramadhan kali ini lebih bermakna .........

insyallah........

*busy~~x dpt nk tulis bnyk2...hehe....

Friday, July 24, 2009

<......menguap......>



anakku....cing....dn ibunya..


si ibukucing yg sedang mernung masa hadapn nye dn khidupan ank2 nye pd masa 10 thun akn datang.......

comelnye...
anknya sdg asyik tidur dlm bakul.....


si anak mnunggu kpulangan ibunya ....di tepi pntu....
hehe.....

Wednesday, July 8, 2009

berdebar2....

hehee......
ni nk cter skit je....x bnyk kot...haha....
1st time in my history......
yela....nk msuk degree....(sory ,not 2 show off , just want 2 share)
haha....dgn course yg berbeza (Financial Mathematics)....
dn agak mdebarkn......
the word "mathematics" make me scare and anxious....
haha......
ramai lecturer, senior, kate this course is very tough.......
wow~~~~
Then.....
1st lecture with En.Mohri(sory if the spelling is wrong).......
who teach the subject AL-JABAR(algebra).....
the class was very suspense.......coz rami senior ckap blaja elok2 dlm klas En.Mohri.......
jgn main2........dll........menimbulkn tnda soal dlm kepala.....hhuu...

he is a disciplined man.........
wow....when he came to the lecture hall......
all student stop speaking......all of us became silent.........
but I know he is kind ,good , sincere man.......

dlm klas En.Mohri akn memanggil name sesiapa pn utk mejawb soaln yg dberi.....
wow!!!!terkejut!!!!
tp alhamdulillah....x kna......

huuu......mmg agak bbeza skit la nk dbandingkn wktu tamhidi......

huhuhu........
mudah mudahn dptla sy dn kawan2 bjaya mecapai kecemerlangn,kgemilangan,kemantopan,transformasi,dan kejayaan............

INSYAALLAH.....

~~~beauutiful~~~





~~~ ........lembaran baru dlm khidupan....~~~

pejam celik pejam celik.....CAK!!!

dah lbih krg smigu kmbali di usim....
bersama kawan2 sperjuangan....
sme ade yg bru atou lme....
wlupun stiap pertemuan tu....
pasti akn wujudnye perpisahn.......
bpindah ke ssuatu tmpat yg lain......
demi mneruskn pjuangan hidup.....
mmbawa haluan , cara tsendiri.....
salam perjuangan d ucap.....
kepada kwn2....
smoga bjaya dlm khidupn kalian......
terutamanya yg tlh bpindah ke unisel(nedd),kwn2 d USIM (KL).....
Aiman gugu,Aishah,Timah,Marzura, Sofwa,Shitah(hoosemate ku),fadilah,Anis, Masyi,dan merek yg lain2...sory la rami lg...
yg x dtulis...jari x larat dh...
hehe...
semaga dpt mjadi doktor yg bik,bagus bhemah,peramah,santun,Islamic...
semoga bjaya....

Tuesday, June 23, 2009

~.::ILMU::.~
"belajarlah kmu dr kmu lahir hingga ke liang lahad"
"org yg mnuntut ilmu itu perginya dg harapn, pulangnya dgn harapn"
"tuntutlah ilmu sebanyak mungkin krn ilmu Allh itu sgt luas"
"darjat seseorg yg b'ilmu itu lbih tinggi drpd org yg x b'ilmu"


padahnye postpone keje~~~~

haha....arinidh ari rabu....
sok khamis....jumat.........
dh nk mndaftar............
preparation........x complete lg........
hoho......
xray rsult plak....tertukar ngan org len......
atas kecuaian pihak klinik.............
bju x tou r ciap ke blom..........
brg2 smestinye blom ciap kemas........


pe lg yg x ciap ni???


huhu....




Thursday, June 18, 2009

huhu~~~

hari ni 19hb...lg lbih krg 1 migu nk smbg blek perjuangan.......
bersamaan 26 jun 2009.......
akn bmulalah titik pjuangn bru ..........
mgkin sesutu yg lbih mncabar......
sesuatu yg x pasti.............

hhhuhu ~ ~ ~~~


bisiswa,pnjaman???x pahm.tolong sy...

kna buat pinjamn ptpn............
bleh dpt ke?
biasiswa ssah plak nk dpt.....
maklumla rsult x gemilang mne....
tp ble nk kna wat......
ble dh msuk degree ke?
sblom?
xtou r........
mcm paham....
mle2 bli n pin kt bsn...
bkk akoun sspn...(pebende tu?xtou la..)
bkk web pinjmn ptpn..
click at e-pinjaman....
login....apply...

tp x leh ke apply biasiswa lpstu lps d suk dgree?(kononnye la....contoh la...)
xtou r.......

te abah...t'pulanglah nk apply pinjamn ptpn ke x......
tnye mak pn lbih krg je jwpn tp mak kata isi lps dh msuk degree...
bleh ke?
lgpn x bpengalamn sgt.....
huhuu......


smuanye tepulang pd diri sndiri...
susahnye...
xpahm plak tu.....

Friday, June 12, 2009

Do they look same???




Do they look same????
or
Are they the same cat???
haha...

1st pic=it's name nyingnying
2nd=nyingnying's clone in Penang......
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Monday, June 8, 2009

the weather is too hot...we need more wind..

do u feel hot today?? use fan~~~~~~~one of the way to cool down ur body.......hehe.............


haha......
the fan looks nice ...right!!!
bought from Melaka...

(
sejukkan diri anda dgn kipas
)

****nice picture****

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Sunday, June 7, 2009

who knows?


Wow!!!...gmbo ape tu???
burung atou ayam???


nmpknye mereka berkawan dgn ayam2 yg normal~~~


gmba yg lbih dkat lg.......
haha...


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Saturday, May 16, 2009

reButAN

rebutlah 5 pkara sblm 5 pkara..
"muda sblm tua,
lapang sblm sempit,
sihat sblm sakit,
kaya sblm miskin,
hidup sblm mati"

Thursday, May 14, 2009

masa!!!



masa....

oh masa...

sentiase akn bjalan tnpa menugu ssiapa...

x akn mnoleh wlu sketika....

trus dn trus blari...

meninggalkn kenangan.....

meninggalkn yg leka......

ssiape jua ditinggalkn.....

masa oh masa....

MASA merupakan nikmat yg sgt bernilai drp Allah yg sering kte lupa.Masa x bleh dputar kembali, dhentikn ,mahupun dpercepatkn . kte danugerahkn 24 jam sehari stiap org.....terpulg kpd sseorg itu mgunaknnye sbaik mgkin...namun adakh kte (termsuk la yg mnulis ni)ckup hebat dlm mgunakn nikmat Allah itu??.....tepuk dada tnye iman kte sume......

renugknlah maksud drpd 3 ayat dlm surah al-'Asr berikut:

"Demi masa.Sesungguhnya manusia itu dlm kerugian.Kecuali org-org beriman dn b'amal soleh,dn berwasiat yakni bpesan-pesan atau nasihat-mnasihati dgn kbenaran dan berwasiat dgn ksabaran".

Wednesday, May 13, 2009

this is my 1st try 4 making blog...
haha...:D